Flexibility is key
We get it - construction can be expensive. That’s why we have partnered with Synchrony Bank to offer financing on projects of all sizes, every day. Here is how our financing works.
- You must always pay the first 25% of your project cost out of pocket.
- You can finance up to 75% of the cost of a project.
On the amount that you finance, you can select one of the following repayment schedules listed below
Repayment Plans
Click the button below to see if you pre-qualify (no impact on credit) to officially apply for credit with Enlightened Remodeling.
Before finalizing anything, we can show you a clear breakdown of monthly payments and fees based on the specific amount you are financing and the plan selected. Just ask us. All financing promotions are subject to credit approval.
Pay a total of 0% interest on your purchase as long as you pay it off within 18 months (after 18 months interest balloons. Don’t do that). Minimum monthly payment due.
Super low monthly payments for 132 months straight (that's 11 years). No prepayment penalty. Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full.
5.99% APR until paid in full
(37 month financing). No prepayment penalty. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full.
Then what?
You will get a Synchrony Bank Home Improvement Credit Card in the mail. This card can only be used for financing promotions with select companies like Enlightened Remodeling. We only get paid when your project is 100% done. That is also when your plan repayment time line begins. After your financing is all paid off, you can close the card if you choose. If there is no activity on the card for 12 months after the financing is paid off, the card will automatically close.
Here is an example:
Your total project costs $40,000.
In March, you pay the first 25% down ($10,000) to get on our schedule and start designing your project.
You finance the remaining balance ($30,000), choosing Plan 943 - 9.99% APR Until Paid in Full (132-month financing)
In May, after your project is 100% complete and has a nice little bow on it, you start paying down the financed amount ($30,000) making 132 monthly payments of $375.
The year is 2035. You make your final payment from Mars. You look out your porthole and miss that awesome earth kitchen of yours.
